Beware of “official” emails, text messages and telephones. KRD: fraudsters use our emotions – Economy

The National Debt Register warns that cybercriminals are trying to get into our heads in the first place. Based on their emotions, they pretend to be trusted institutions or people in need of help and extort personal data. Recently, they used the Russian invasion of Ukraine to do this.

“Fake websites of foundations that allegedly organize aid to Ukraine are springing up like mushrooms after the rain,” reports the KRD.

Cybercriminals also send emails in which they pose as victims of Russian aggression and – as CERT Polska experts have warned – links containing “shocking recordings” from Ukraine. In the latter case, when you try to watch, a login panel to our social networks appears. The data thus obtained is used to take over the account and further distribute the entries to various Facebook groups or to extort funds from our friends.

Difficulty distinguishing fraud

– The data thus obtained will then be used to contract debts using our identity, for example in the form of a loan agreement, a rental agreement, expensive purchases or a quick loan. And the owner of the personal data thus obtained will find out about it only when he receives a request for payment. Therefore, care should be taken to ensure the security of your data and to be careful about when and under what circumstances we provide it – emphasizes website expert Bartłomiej Drozd.

According to a study by and the National Debt Register, 21%. Poles says he can’t recognize a fake message. Only a little over 17% are certain of this. society. Difficulties in distinguishing a real message from an attempted fraud are more frequent among women (more than 27%) and young people (24.5%).

Information on high tax breaks

As the KRD points out, criminals also profit from the confusion surrounding the introduction of the Polish Order. When they pose as representatives of the Ministry of Finance or the tax administration, during a telephone call, they inform us of the surcharge resulting from the tax changes introduced. Fake consultants ensure that the case can be settled very quickly and they send us a link to the transfer, after clicking on which they can take over our login details in mobile banking.

Fraudsters also call with information about the high tax breaks we would be entitled to due to changes in tax laws. We just need to provide our PESEL number, ID card number and series or send a scan of an ID document.

– It is good to remember that neither the managers nor the telephone advisors of the financial institutions can ask us for connection identifiers or a payment card number. Likewise, no one should ask us to send a scan of an identity document. Such a recommendation should raise our doubts. We must also pay great attention to checking the links we receive – emphasizes Bartłomiej Drozd.

More and more amounts are disappearing from the accounts of the Poles

Cybercriminals are always keen to impersonate banks and financial institutions. As recalled, in February ING Bank Śląski warned against fraudsters sending emails allegedly informing about a new security service that needed to be activated. All you had to do was click on the link in the message, which directed you to the bank’s fake website. Entering your login credentials there was like handing them over to cybercriminals.

The KRD, citing data from the NBP, warns that more and more amounts are disappearing from the accounts of Poles. In the third quarter of 2021, the amount of money stolen from accounts via transfers was 80%. higher than the previous year. As a result of phishing data on our payment cards, from July to September 2021, fraudsters stole almost PLN 22 million, an increase of 69%. More than a year ago.

“In addition, according to data published by banking market experts, last year fraudsters tried to extort more than PLN 245 million through loans,” the National Debt Register adds., PAP, DoS

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